If your business owns equipment outright, that equipment is doing more than one job. It's running your operations, and it's also sitting on your balance sheet as unused financial potential. A sale-leaseback is one of the more overlooked tools in capital equipment finance, letting you access the value tied up in machines you already own without giving up the ability to use them.

Buying used or refurbished heavy equipment is one of the smarter financial moves a contractor or operator can make. You get the machine you need at a fraction of the cost of new equipment, and in many cases you can put it to work within days of taking delivery.

Starting a business in a capital-intensive industry is a bit of a catch-22. You need equipment to win contracts, and you need contracts to justify buying equipment. Layered on top of that, most lenders want to see two or more years of financial history before they'll talk seriously about heavy equipment financing.